Welcome To

Senior Settlement Services is a full service title and settlement company.  Senior Settlement Service’s parent company, Equity Settlement Services, has been servicing the needs of lenders in 38 states for over 25 years. 

Senior Settlement Services was formed exclusively to service the unique requirements of the Reverse Mortgage Industry and is operated by attorneys and employees whom have been a part of the Reverse Mortgage industry since 1998.

We Are Attorneys
One of Senior Settlement Services’ largest differentiators is that we are attorneys. Senior Settlement is owned and managed by attorneys with a vast knowledge of the Reverse Mortgage product and settlement procedures.  Paul N. Lovegrove, Esq. is such an Attorney.  Mr. Lovegrove has been representing lenders for reverse closings since 1998 and is well regarded within the industry for his expertise in the area of trust review.  As one of the leaders of Senior Settlement Services, Mr. Lovegrove will always be available to lend his expertise to manage any issue which may present itself during the entire settlement process.
Trust Review / Attorney Opinion Letters
Paul N. Lovegrove, Esq. has written the trust guidelines for multiple lenders. As such he will lend his unique expertise to review all trusts that our lender partners provide to ensure they meet HECM and lender guidelines. In addition, Mr. Lovegrove has been in the forefront of lender acceptance of Irrevocable Trusts and has been instrumental in many lenders’ decision to allow such trusts. It is because of his expertise in this area that many lenders are enjoying greater profits by being able to close loans previously thought not to be allowed under HECM guidelines.
Title Issues
Senior Settlement Services has a full clearance department dedicated to proactively clearing any title issues which may arise after review. The professionals at Senior Settlement Services will go the extra mile to ensure that title issues are cleared in a timely fashion. As experts in the reverse mortgage industry we are able to identify and address the unique title issues which are presented on the reverse mortgage transaction.